• Loan Amount: $100K-$5MM
• Loan Purpose: Purchase, Cash-Out, Refinance
• Loan Product: 5-Year and 7-Year Hybrid and 30 year Fixed
• Rates: 6% – 9% (Multifamily only Rates from mid 4’s loans over $750K, depending on property quality and location.  3yr, 5yr. 7yr. and 10 yr. Fixed Program available)
• LTV:  Up to 80%
• Amortization: 20, 25, 30
• Credit Score:  NO FICO score minimum for loans under $1MM, loans above $1MM minimum of 640 credit score
• Eligible Markets: Top 200 MSAs
• Property Types:  Multifamily And Mixed-Use (Residential), Mixed-Use (Commercial), Office, Retail, Strip Centers, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Parks, Daycare Center, Restaurant, Bar, Hospitality, Marinas, Car Wash, Churches and SRO – Single Room Occupancy (max 60% LTV)
• Prepayment Penalty:  5% for 5 years, 5% for 3 years and a sliding prepay

Florida Business Owner Occupied Properties Special Pricing for a limited time:  15 year Fixed Rates as low as 4.79%

Florida Business Owner Occupied and Investment Properties Rates as low as 5.250%, 5 yr Fixed, 15/20 yr. term.  NO PREPAY

For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program. Guarantor(s) may be eligible for a different loan program with more favorable terms if verifiable documentation such as personal and/or business tax returns are provided.

NO TOLERANCE on poor mortgage history!

Rates will fluctuate until locked in!