MEZZANINE FINANCING: Definition

A hybrid of debt and equity financing that is typically used to finance the expansion of existing companies. Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided …

romeoMEZZANINE FINANCING: Definition

GENERAL GUIDE: For Commercial Loan Borrowers

What do lenders consider when reviewing a commercial loan request today? Borrower/Applicant Borrower must have a good credit rating. A minimum FICO credit score of 680 is typically required. Lower scores may be acceptable on a case-by-case basis and with compensating factors. Borrower must have good liquidity and net worth. Minimum net worth should equal the loan amount. Minimum liquidity …

romeoGENERAL GUIDE: For Commercial Loan Borrowers

HARD MONEY LOAN: Definition

A loan of “last resort” or a short-term bridge loan. Hard money loans are backed by the value of the property, not by the credit worthiness of the borrower. Since the property itself is used as the only protection against default by the borrower, hard money loans have lower loan-to-value (LTV) ratios than traditional loans. Hard money loans carry interest …

romeoHARD MONEY LOAN: Definition

BRIDGE LOAN: Definition

A short-term loan that is used until a person or company secures permanent financing or removes an existing obligation. This type of financing allows the user to meet current obligations by providing immediate cash flow. The loans are short-term (up to one year) with relatively high interest rates and are backed by some form of collateral such as real estate …

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COMING SOON – WEBSITE UNDER DEVELOPMENT

Commercial Mortgage Consultants Glenn Antonic:  239.462.1563 – glenn@actfunding.com Roselle Antonic: 239.462.1477 – roselle@actfunding.com CCFS provides financing to meet a variety of needs – from acquisition or construction to refinancing or renovation. All Commercial Properties. All 50 States. International Financing. All property types including: office, industrial, retail, multifamily, single room occupancy, co-op, mixed-use, student housing, hospitality, healthcare, credit-tenant leases, single-family housing, …

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